Points or Money? Livelo and Latam Pass Bring New Offers
Getting an instant credit card approved online is becoming increasingly easier. Several banks and fintechs already offer fast approval, immediate credit release and even virtual card ready for use on the same dayThis is an excellent alternative for those who need credit urgently, without facing bureaucracy.
In addition to convenience, many of these cards come with free annual fee, cashback, points program and integration with digital wallets such as Google Pay and Apple Pay.
The online credit card with instant approval works in a simple and practical way. After submitting your data and documents, the bank automatically performs an analysis—in many cases, within minutes. If you're approved, virtual card is released immediately, and the physical card is sent within 15 business days.
See the general steps to get yours:
In most cases, you can use the limit immediately, even if the physical card is still on the way.
Check out 12 real online credit card options with fast approval and attractive benefits:
Card with zero annuity and approval in just a few minutes. A digital account opening is required. The virtual card is issued immediately, and the physical card arrives within 15 business days.
Santander bank card that quickly unlocks your initial credit limit without requiring complex income verification. The annual fee can be waived with monthly spending.
Card with free annuity, cashback at Inter Shop, and digital approval within 48 hours. The virtual card is released as soon as the credit is granted.
Mastercard card, with no annual fee and cashback on purchases. The virtual card is available after analysis, usually within a few minutes.
Digital bank with a good approval rate, partner discounts, and fast card processing. Offers exclusive cultural and entertainment benefits.
Card with up to 1.8 points per dollar in the PAN Mais program. Available with and without annual fees. Approval can occur in less than 24 hours.
Card issued by Bradesco, with cashback of up to 5%, zero annual fee for Prime customers and payment in up to 15 interest-free installments.
Modern card with quick analysis, with no annual fee, and which releases the virtual card upon approval. It also has a points and cashback program.
Ideal for those who shop frequently at Carrefour. It has special installments and can be approved even for those with a lower score.
One of the best-known in Brazil. Although it requires careful analysis, many users report approval in just a few minutes after sending the data. Account with instant virtual card.
Offers card with free toll tag, a free points program with online 100% approval. The virtual card is released immediately after approval.
Digital bank with a credit card with no annual fee, linked to your PagBank account. Approval in minutes, with a ready-to-use virtual card.
If you need a fast, secure credit card with good benefits, these 12 options are ideal. They all offer online request, many have free annual fee, and some even offer rewards such as points or cashback.
Before applying, evaluate which card best fits your profile. Check if there are income requirements, credit score analysis, or a link to a digital account.
With so many alternatives on the market, you can have a card with a limit approved and released on the same day, right on your cell phone.
